Our carriers primarily focus on specialty programs designed specifically for industry trade groups and associations, whose members are homogeneous in nature. Members are typically small to medium-sized businesses. Generally, the programs operate on a multi-state basis.
Our insurance company subsidiaries specialize in workers' compensation, commercial multi-peril, general liability, commercial automobile, inland marine and other liability coverage.
Our insurance company subsidiaries are authorized to write business, on either an admitted or surplus lines basis, in all fifty states.
Generally, we seek to maximize flexibility among our six insurance carriers to accommodate the various needs of our programs. These options include providing access to both admitted and non-admitted carriers, standard and preferred alternatives for risk selection and pricing, dividend and non-dividend options, as well as multi-state consistency. |
All of our insurance carriers are listed in A.M. Best's rating guide with an "A-" (Excellent) rating, with a stable outlook.
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