| > Customize plan provisions to reflect employers' individual goals and philosophy |
| > Review plan design to ensure plan consistency with financial objectives |
| > Review benefit program to determine administrative efficiencies |
| > Review current benefit management procedures for compliance |
| > Evaluate plan provisions to ensure ease of communication |
| > Benchmark importance of benefit program to recruitment and employee retention objectives |
| > Review eligibility and termination provisions to limit employer liability |
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| > Preferred Provider Organizations (PPO) |
| > Point of Service (POS) |
| > Health Maintenance Organizations (HMO) |
| > High Deductible Health Insurance Plans (HDHP) |
| > Employee Wellness Programs and Planning |
| > Health Savings Accounts (HSA) |
| > Health Reimbursement Arrangements (HRA) |
| > Flexible Spending Accounts (FSA) |