Central Fire Alarm |
Alarm system that dispatches an alarm company |
Central Burglar Alarm |
Alarm system that dispatches an alarm company |
Non-Smoker |
Credit if no smokers in household |
New Home Credit |
Home built within 10 years may qualify |
Mature Homeowner |
Insured is 50 years old or more may qualify |
Dead Bolt Locks |
If you have installed on doors you will qualify |
Smoke Detectors |
If you have in home, you will qualify |
Fire Extinguisher |
If you have in the home, you will qualify |
Higher Deductibles |
The higher the deductible, the lower the premium |
Air Bags |
If vehicle has a credit applies |
Security System |
If vehicle has alarm, a credit applies |
Anti-Lock Brakes |
If vehicle has, a credit applies |
Good Student |
3.0 grade point
average or higher for active students |
Multi Car |
More than 1 vehicle on policy |
Mature Driver |
Over 50 years old discount applies |
Safe Driver |
Took a defensive driver course & provide certificate |
Student Away at School |
Child is in college over 100 miles from home |
Paid in Full Credit |
Credit when premium is paid in full for the term |
Multi Policy |
Both home & auto are written with same company |
Group Discount |
If insured belongs to a certain group credit applies |
Company Car Credit |
One car on policy & has a separate company car |
Seasonal Home Discount |
Credit may apply if home is occupied seasonally |